Money Confessions

I am paying for our home while my husband hides secret debt

37 F No Kids So here’s my life - study degree job. I had been good in studies so my parents were ok to spend money on my education. Got good grades in 10th 12th did BTECH CSE , did MBA finance . Got a job in Big 4 . Working since last 10+ years in Big 4 . Coming to family I am from transport business family . My father owns AC buses . My mom was not much educated got married at young age of 17 left 10th boards and got married. So she wanted me to be educated become some teacher. I got engaged andmarried around 2021 it was arrange Marraige . I am still working from home . Earlier was in Bangalore for job but due to Marraige I got shifted to Pune staying with husband . My wedding was grand one in 5 star hotel sponsored by my father with good decoration . Guest list was only 380 people combined from both . Post wedding my husband bought suv 18 lakh cost in loan took 2 lakh from his dad 1 lakh from me . (Emi 25k) He also got around 11 - 10 gms gold coin as Shagun around...

Men are treating my high income as a financial safety net

Apologies for the rant, but I’ve been feeling frustrated lately. I'm a 28-year old Woman, earning ₹30LPA. I’ve met a few men who initially claimed to have stable, successful careers, but later it turned out that some of those claims weren’t even true. After a while, a few of them openly admitted they weren’t interested in working or building anything for themselves and seemed to view a relationship or marriage purely as a financial safety net. In some cases, it felt like they expected their partner to take on full responsibility for their lifestyle, including covering expenses and providing ongoing financial support, almost as if the relationship itself was a source of income. I understand that life can be unpredictable and people can go through difficult phases, but what I found unsettling was the lack of accountability or willingness to contribute in any meaningful way. Instead of partnership, it sometimes felt one-sided, where dependence was expected rather than shared effort. O...

Our neighbor borrowed our life savings and refuses to pay us back

Hello everyone, I never thought I would share my family's pain publicly, but today I have no other option. I am posting this with the hope that someone can guide us or help us. A few years ago, my mother lent ₹6 lakh to a person we trusted. It was not given all at once. At first, he asked for money to buy a Tata Ace vehicle. He was our neighbour, everyone knew his family, and he already had a Tata Ace, so my mother trusted him. The money was given on interest, and for the first few months he paid the interest regularly. Because of that, my mother believed he was honest. Later, he slowly started asking for more money. He said he needed money for himself, then for his driver, and later for his uncle. Every time he gave a different reason, and my mother continued to trust him. I did not know about this loan when it started. I came to know about it only at the end of 2021. After I found out, I asked him to give us a written bond because I did not want to depend only on verbal promises....

My financial situation is forcing me to beg for school fees

Hi everyone I am a 34m I hav 2 school going kids & I wnt 2 share somethng from the bottom of my heart... I dnt wish to waste anyone’s tym by telling a long story about my struggles or seeking sympathy. I undrstnd tht every1 is fighting their own battles in life, whch is why I would rather nt go into the details of what I hve been through or the circumstances that hve brought me to this point. Due to certain reasons, my financial situation has become extremely difficult. Things hve becum so challenging tht dis year I hve been forced to look for borrowed money just to continue my children's education. Unfortunately, I hv nt been able to arrange it from anywhr. Through dis page I wud lyk to humbly ask if there r someppl who wud be willing to help me for my childrens school fees. I am not asking for charity. This would be a debt that I fully intend to repay hnstly whn my circumstances improv... If any1 is in a position to hlp during this difficult time, I wud be deeply grateful.I giv...

I am trapped in a cycle of debt and empty promises

Here's the English translation: Hi everyone. I’m a 35-year-old man, and I urgently need some advice. Please don’t make fun of me—I’m going through a really difficult situation. Imagine you were in my place. By this evening , I have to pay my landlord. If I don’t, he starts emotionally pressuring me and keeps demanding that pay by the next morning. There’s another person I borrowed a small amount of money from. Unfortunately, I don’t know why he suddenly needs it so urgently, but for the last three days he has been asking me to return it by tomorrow. Then there’s a third lender who genuinely helped me during my bad times. His financial situation is also tight now, and I can’t even answer him properly anymore. I asked a friend for help. He said, “Okay, I’ll arrange something,” but after that he hasn’t even replied to my messages. The same thing happened with three or four other people—they gave me hope but now they don’t even open my messages. I’m already struggling ju...

Job Loss And A Risky Trading Loan Left Me In Despair

​Hello friends, I am a 43-year-old male. ​First of all, I pray for all of you—may no sorrow ever enter your lives, may you all always remain happy and safe, and may you be blessed with a long life. ​I used to work in the hotel industry and worked there for about 20 years. My journey went from a monthly salary of ₹3,000 to ₹25,000. I have a 10-year-old daughter, and my father lives with me; he is a patient with diabetes and high blood pressure. My wife is incredibly supportive; she has never ignored me during my financial struggles and never demands anything. Whatever I earned went into my father's medical expenses, running the household, and paying my daughter's school fees. There were never any savings, and that is how 20 years passed by. ​However, suddenly 6 months ago, I lost my job. The owner started level-ing unnecessary, false allegations against me and insulting me. Consequently, I was forced to leave. ​I searched for another job, but I couldn't find a proper one anywhere. O...

Hello everyone, After thinking about this for a long time, I've finally decided to share my story because I really need some advice. In 2024, I bought a house by taking a 50% home loan. Since then, I've been paying a monthly EMI, but the financial pressure has become overwhelming. Over the past seven months, I've had to break my fixed deposits (FDs) and even surrender my LIC policy just to keep up with the EMI payments. In the last two years, I've changed four jobs. Unfortunately, I'm still not satisfied with my current work, and I've completely lost my motivation. For the past two months, I've been pretending to go to work every day, but the truth is that I don't have a job anymore. My family still believes that I'm employed because I don't want to disappoint them. To manage my expenses, I've already sold my laptop and my scooty. My family expects me to continue paying the EMI, and I understand that it's my responsibility. But the thought of doing this for the next 10 year...

32M, recently married, working in IT. My wife is not working currently. We are planning to have 1 child within the next year, considering job commitments, inflation, and increasing living costs. Currently, I have no loans, but very little savings as I spent most of my money on travel in previous years. Looking for advice on: How should I plan my finances from now? How much should I invest in stocks, US stocks, crypto, and real estate? Which health insurance and term insurance are best with a good claim record? Should I buy a flat now with a home loan or focus on savings/investments first? What should be my priorities for the next 5–10 years considering family planning and wealth creation?

Hello all kindly suggest me something based on my current situation... I am almost 30+ working in Bangalore in non it domain. It's been 6+ years I am here and unable to save anything no investment no saving nothing at all. I earn 30k with this I need to manage rent food travel and sometimes family emergency. Last six year things are going same.. I earn little and sometimes the family emergency goes everything out of savings. I need to switch to decent job where at least I can save something for future. In non it they are not providing 30k also in some company.. Hoping to get some good offer I left my last job without any others offer in hand jobless since 3months. Not getting anything. I am just lost in Bangalore and it's lifestyle. What to do where to go whom to discuss. I really don't have any ideas. Can anyone please help me here suggest me something. Please

F32/IT Consultant/CTC 22 LPA I’m writing this because I genuinely need some suggestions and also want to unburden my heart a little. I’m in love with someone, and we’re about to get married. I earn reasonably well for the lifestyle we have and the city we live in. My would-be husband, however, earns around half of what I do. Recently, he renovated his house for us, and he is solely paying the EMI for it, which is almost equal to his monthly income. As a result, after paying the EMI and covering his personal expenses like travel and other necessities, he is left with almost nothing. I have already made up my mind that I will take responsibility for saving for our future children—their education, marriage, and other long-term needs—and I’ve already started doing that. However, what worries me a lot is our day-to-day household expenses. I may have to contribute a large part of it, or perhaps even bear most of it entirely. Once we have children, those expenses will only increase....