Assalamualaikum Married 7 years back love marriage. Had 2 daughter's. The Problem is money please tell me if I'm hurting my husband or I'm tried of this. He's has taken activa on emi since then my life changed because of emi's. Used credit cards around 2.5 lakhs. We stay in rented house. Having debts around 3 lakhs. This is the second time he has taken this amount without knowing me. First time he has taken 2 lakhs from credit Card and I cleared it taking from my parents. And now no one can help us. I'm trapped in it. Can't to job because having toddlers. And he's earring 30k monthly. 10k rent 5k grocery emi's 15000. The debt is increasing day by day. Please advise me.
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Room badlo sabse pehle, room par kharcha earning ka 20% se jyada nahi hona chahiye. 6000/- PM ka room dekho thodha dur bhi hua to chalega. Agar ho sake to public transport use karo aur unnecessary petrol waste mat karo. Apne parents se mat mango jab tak ki wakai koi emergency na ho. Bacchon ke vaccination govt hospitals se ya for pvt hospitals se mon aur Thursday free of cost available hai wahan se karwa lo. Bachhon ki tabiyat kharab nhi ho ye dhyan me rakhna hai. Ghar me bahar ka khana mat lane do, unnecessary expenses ko cut karo, jitna ho sake. Try making DIY home products and sell it to your nearest gift shop. Ye ghar baithe ho sakta hai aur kuchh income generation me help hogi. Kuchh samay ke baad bachhon ko rition dena start karo, dheere dheere paise aane lagenge. Husband ko bolo ki Swiggy/zomato/blinkit par delivery boy ban jaaye kuchh samay ke liye office se ghar jane aur ghar se office jane ke dauran passengers bhi pickup kar sakta hai. Husband ki active par mat baitho. Use pata rehna chahiye ki jitna chadar hoga utna hi pair pasarna chahiye.
It’s not mentioned why the debt was taken.Is it any medical emergency or buying stuff for the house/ marriage in family or something else. Have you confronted him why he has taken that amount. Without much details no one can suggest you the solution
Sab se pehle credit card ko close karado then sab tension khatam.. to manage expenses ask him to do some odd job for sometime like delivery partner.. jab tak emi clear nai hojata .
Close your credit cards. They are nothing but loan.
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