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Comments for Post #C27314

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Gender: Male9 June 2026 at 1:54 pm

#C27314 Hi Folks, Need your guidance and suggestions. I am working in **S for last 9 years. I am from Kolkata. Most of my **S tenure I have spent in onsite(4.5+) and at client site(entire period). Now I want to settle in Kolkata. But my indian CTC is 13 LPA. I have worked with Java, Microservices, different dbs,devops tools(as much required for a developer). I can handle Angular and React( maybe not as full fledged FE dev). Have POC knowledge of working with MCP, RAG(so can pickup AI related integration/ enhancement ). On functional side have working knowledge of capital market, trade finance, general banking . I am ready to learn, as and when new things are required. Regarding my financial situation: I have around 2cr liquid net worth( including mf, share, pf, ppf and other fixed incomes). I have an existing home loan of around 15 lakhs remaining. Also for other future plan might need around 10lakhs loan in near future. My wife is also working and gets around 19lpa. Do you think I should switch from tcs kolkata and if so how much should I expect , considering 1. I am getting wfh in my project. 2. My current project is support based but chances of moving to development of the same project in next few years. 3. Got A bands last 2 years, and will get same on all possibilities if I stay in this project. 4. My learning progress from the project has already reached it’s limit. 5. Moving to onsite(West European country) also possible if situation arrives. 6. Has great dependencies both with client and with TCS in project and bit difficult to replace within 6 months (so movement to internal pure development project also bit difficult). Thank you so much in advance for your valuable suggestions.

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Comments (7)

Anonymous18 June 2026 at 9:59 am

Don't switch stay in TCS continue in this project, take the hikes, promotions and opportunities to travel overseas (if u get one) because these are all the perks for your hard work. Once you think you have achieved your goal, try to switch to other projects in TCS. MEANWHILE keep constantly upgrading yourself with latest technology and tools.

Anonymous18 June 2026 at 9:28 am

First you removed TC from TCs and later mentioned should I switch It depends. Yes 13 lakhs is less but you have built a solid wealth based on this package

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Anonymous18 June 2026 at 11:28 am

You r in a very good state. Don't disturb the equilibrium unless any external disturbance happens

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Anonymous18 June 2026 at 9:39 am

How did you build a net worth of 2 crore from a 13 lpa package?

💬 1 replies
Anonymous18 June 2026 at 9:22 am

9yrs 13lpa is too less... If u have upcomming promotion then fine but else just switch... But currently market is not that good anywhere so be cautious

Anonymous18 June 2026 at 8:43 am

If you want to switch I can help inbox me

Anonymous18 June 2026 at 8:44 am

And if you want to trade in stocks intraday in sbi.... You can also inbox me.... Even... In... Future trading also.... You can make daily.... 5000-10, 000 but for future trading capital required around 3 lakh for 1 lot.... Option trading is worst trading... In.. Market....