Comments for Post #C27144

My suggestion - though we both are working me and husband started our carriers where we would get only 20- 30K per month. 1. Look for independence house which has less rent (if u r renting) bec independent houses has less rent compared to apartments. 2. Keep the house help only for vessels (even today no matter how much our salaries increase no matter how busy i m with kids, i still do the basic chores by myself) let your wife do sweeping and mopping which will not take more time. 3. Use washing machine for clothes instead of house help. Let her do basic like drying clothes and folding clothes. 4. Have control on food delivery app. You can save more. 5. Vacations not necessarily need to be luxurious plan for any small gateways (but ensure not for too long and not too often) 6. most important is having health insurance. 7. Let your wife take tuitions for kids (even one child is fine - later the number will increase) eventually she will learn to become independent because something somewhere should start. 8. No comments on her brother staying at your home (becuase i had my husband's younger brother staying with us for the first 4 years of our marriage (my father in law used to give him pocket money for his personal expenses) but he stayed with us for 4 years before he got married and moved out separately with his wife. That goes same in our family bec we r not from Bengaluru even when my husband moved to Bengaluru he had to stay at his brothers place along with his brothers family, after marriage we moved out.

Uv married a girl a decade younger for the sake of her youth . She married you thinking older man financially sorted . Now clearly her youth does not interest you anymore and you can’t afford her lifestyle. So both played a dumb game from either side before marriage rather than talking about emotional financial expectations . Have this difficult conversation now . If not in same page part ways and move on.

Dont tell your full salary.. spend less for home.. slowly he wiil kickout by her

Try to prioritise a debt free life .. What's essential to have debt like a House or a Car then have that on EMI .. But rest on Down payment if your salary can afford , keeping in mind you donot have financially independent wife or a wife who shares her earnings with you out her will or forced .. Secondly stop these online line payments .. Shopping becomes headache because of online payments and these blinkits and zomatos are worst .. in name of convenience they extract 20 percent from retail market . Learn to live a simple life in one salary . Or ask your wife to become financially independent .

Highly educated (phd) asking for small solution 😁

Talk to her. About the financial and inner struggle You're having. Stop being so granted to them. If she taunts/ disrespects you,, call the shot.

a) Inform her about a pay cut. Start by giving hints that this is happening in your org and after 2 months say you are in that bracket. b) Use that earning gap to either clear EMIs or build a MF portfolio. Def aim to be debt free in your 40s. c) Kindly do not get filmy and add a child to this equation to 'sort' issues or keep your wife's interest inside home instead of fancy Insta vacations. You need to be VERY clear about finances before expanding a family d) Ensure your pay slip is NOT accessible to ANYONE. e) At some point you and your wife have to address your bigger life goals. City life, what kind of accommodations, what kind of lifestyle etc. Do that calmly but definitely address the white elephant in the room. Overspending is a bad habit. Hope your life looks better in a few years.

keep one month leave Just tell her lost job n have to find new job

1. Hide your true income. Give your wife some figure which is somewhat less than what you earn. Give her some vague reason such as a temporary pay cut ( cut in some bonus etc.) due to budget constraints etc. and then show her the balance sheet of how money is flowing out. This will make her realise the true expenditure scenario. If it's an arranged marriage setting, have an open conversation with your in-laws about the expenditure habit of their daughter. They know exactly how to make her realise it. 2. With a war-like tight grip on the costs, now try to look for a new job meanwhile. A new job opportunity in an MNC or within the same company which allows you to either work fully from remote or up to 80% remote. This will drastically reduce your transportation cost and perhaps you could save the bloating rent of Bangalore if you're working completely from the remote. A portion of the amount that you save from rent and transportation can be used for short trips with your wife. If you own a flat, then move out to your hometown or a tier-2 city and put the flat on rent to pay for the EMIs. 3. Have a man to man discussion with your brother in law. Tell him that you're planning for settling abroad and eventually you will move abroad with your wife sooner or later. So it's in the best interest for the guy to be able to pay rent or find a home where he could stay when you two move abroad. This will make him search for alternative places to stay on an urgent basis. And your problem will be solved in no time. You can also steer this conversation with his parents as well so that they also understand.

This happens with all highly and well educated people with brilliant mindset and very high salary in MNCs because they do secure job with only 1 source of income received on 31st of every month and instead of accepting themselves as Corporate Naukar they try to do show offs as Ambani on EMI. You are just one among them who also calculate that the tea shop outside your office earn very high 😀😁😃😆😄😂. Try to create multiple source of income instead of liabilities.

Don't complain bro, she is 10 year younger than you, bachhi hai wo sambhal jayegi🥴

What a waste of LLB ?? What did you guys discuss before marriage ??? Tell her honestly thid cant go on or move to a reasonable place , tell her you want a child , maybe then she will want to wrk

Educate your wife about the reality. Advice her that it's your hard earned money. Her lifestyle is burdening you. Not to mention about the irresponsible brother for now. Pakkathele irukera wife kitta direct ta sollama inga soldringe. If u are not able to speak out about this simple issue with your wife it shows your marriage life is not healthy. She is not a kid.

Tell her lay offs might happen in your team due to AI

Ask your father in law to pay for the expenses of your brother in law.

The issue is your financial illiteracy. Nothing will work until you fix it.

Comparison is the killer of joy.

Stand as man and take charge of your life, take all financial controls from your wife like credit card, debit card and bank details etc. Every spend has to be authorized by you and slowly start cribbing back home the salary cuts have happened and now we need to cut our expenses and throw him out of your house

Divorce and move on and next marry after interview about her financial planning and lifestyle choices first and earning preferences

Bro you are not only struggling paying the emi we are all, home loan isolation weare up to 20 years in prison, 😆😆😆😆

Ask your wife bro to get a job otherwise leave

How these women stubborn on the things they said? How these husband do everything for their wife and their family? If I ask anything my husband says I don't have money, shut your mouth. I shut my mouth because I can't do anything.

You have nowhere to run . You should have thought 1000 times before bringing a liability / burden into your house ...

Your issue is not the city, your issue is bad money management and different financial values vis-a-vis your spouse. And unless the latter is resolved, it won't matter how much you earn, there will always be complaints. There may also be a very high chance of emasculation and/or cheating in your marriage. I can see the emasculation already happening. And the chances of your marriage ending in a VERY ugly divorce (unless the lady finds someone better in between or rly just wants to leave) are gonna be Very very high (esp. around the 3 to 5 yr mark depending on her family support, upbringing and background). You need counselling to make this work and legal protections in place in case it doesnt. Do you have any kids?

And then these bitches have the audacity to call us out for 370# all these girls can be bought.... It just requires the right person with the right price. Tbh if u didnt experience love as a teenager or early adult age.. Arranged Marriages r just two parties gifting each other stuffs no true love

PhD krke bhi khud ka Dimag nhi h or wo LLB krke mast me jee rahi h 😂 ky fayda aisi phd ka jaha Tum pagal ban rahe ho Dimag use kro thoda

Kick her out

Guess, you aren't highly educated, you have just a better quality certificate. Your wife may not be highly educated, but she's controlling you. And you couldn't figure it out.

Go back to ur hometown..