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Comments for Post #C27131
Submit ConfessionGender: Male20 May 2026 at 4:21 pm
#C27131 I'm 40M with 15 years of exp as Oracle/MSSQL DBA. I don't have much savings and have not even bought a flat/house using a housing loan. All my time has been wasted by repaying my dad's debts. Now my wife is asking to buy a house and my only option is to use 95% housing loan. But with the current AI trends and layoffs, I’m not sure about my career for the coming years. In my organization, we are getting pushed to use AI and I’m not sure which course I need to study to adapt to AI. There are way too many courses available and suggested ones by my manager are not matching my domain. If you’re a DBA and figured it out, please guide me on the AI part and thinking of changing my current company. Also I need some suggestions on buying a house please.
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Comments (13)
Ask an AI like perplexity about your financial situation. Input your assets, liabilities, goals , changes due to AI in your sector and ask it if recommend action. Thank me later
Don't buy, try to save money from now...
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Don't take any loan. Do whatever is necessary to avoid loans.
Since you are already a dba , you are already aware that already 70% automation is done and rest is still in progress. So save your money as of now.
Put same message on chat gpt or any other AI, you will get your answer
You are already 40, this is considered informal age of retirement in corporate. Do not take any debt.
If you have to compulsorily jump, then plan and jump smartly. Buy a plot that can be used commercially. Construct shops in the ground floor and if your risk appetite permits construct one or two floors extra and live in one of the portions so that you are assured of extra income/savings while working and if at all (God forbid) you suffer a job loss, you will still have a house to live and rents to cover emi and your basic sustenance.
You can take ai courses from beginner to advanced in course era, iits and other institutes online for a certain fee... If you have basic programming knowledge in any programming language (specially python) dn you will be able to understand... As for the loan, prepare for your retirement before upgrading your lifestyle... Don't make the same mistake your father did and make your children suffer later on because of your debts... Discuss it with your wife and take decisions accordingly... Hope this helps...
Don't buy a house renting is much much better
Oracle DBA was a lucrative career back in 2011. I moved to a different domain. Lost touch. Can you pls explain how you progressed, designations, salary (approx) etc.
I would suggest buy a small flat which would cost you with in 50 to 60 lakhs (so that in the future even if your job is not stable you can still sell it). Meanwhile plan to save as much as possible. reduce your spendings on vacations (again i'm not saying dont go to vacations at all), unnecessary spendings. I'm sure you can make it. It is not even that hard as you think (all u need is planning). Nationalized and top private banks dont give you 95% loan. My only advise is dont take loans from new private banks, money lenders, always prefer top banks or nationalized banks. If you need more help DM Happy to help u plan (plz bare in mind I'm not a planner based on my personal experience i can guide you)
Don’t buy anything. The worst is yet to come .
Look , learning AI is not the solution even I have learned today AI tomorrow another new stuffs but reality is our carrier is not safe with traditional IT world sector it’s totally changed with restructuring therefore it’s a risk don’t be in the dead trap of buying house.. convince your wife tell we can’t do it now but we can travel and enjoy that’s the only way to escape .